Classic Checking
411 ON CLASSIC CHECKING
Classic Checking gives you a classic free checking account. There are no monthly service charges or a minimum balance you need to carry.
With Classic Checking, you get:
• No monthly service charge
• No minimum balance requirement
• Surcharge-free access to your money using 30,000 ATMS and 5,000+ shared branches with the CO-OP ATM Network
• Free mobile banking apps
• Free online banking & bill pay
• Free Mastercard® debit card
• Free e-Statements
• Only $25 minimum deposit to openNo SSN or ITIN numbers? No problem; our CID checking account gives you all the benefits above.
Disclosures
*Surcharges may be charged by the owner/operator of the ATM that are reimbursed by Strata Credit Union
**Qualifications apply. See financial representative for full details.
Stock Rewards Checking
Make your money go further with our game-changing Stock Rewards checking account! Get an incredible 1% back* every time you use your debit card and redeem for fractional shares of popular stocks. Earn up to $15 per month!
- $25 opening deposit
- $3 monthly service charge
- Free online & mobile banking + e-statements
- Requires a brokerage account with rewards partner Bits of Stock**Benefits
Why a Stock Rewards Checking account?
With our Stock Rewards Checking account, get rewarded each time you swipe your debit card.
Make Investing Less Intimidating
Fractional shares of stock as “Stock Rewards” remove the barriers associated with investing for new entrants.
Smaller Amounts, Less Risk
Micro-investing as a key to starting a portfolio.
FAQs
Stock Rewards Checking: How It Works
1. Open your Stock Rewards Checking account virtually on our website or in any of our four branches.
2. Navigate to Stock Rewards Checking on our mobile banking app.
3. Select your active stock - you can change it anytime.
4. Use your debit card for everyday transactions.
5. Receive redeemable rewards. Each debit card purchase earns 1% back, up to $15 per month, to be invested as fractional shares in your active stock pick.
6. When your active stock reaches $5 in rewards, you're ready to buy fractional shares of that stock!
7. At this time, you are prompted to open a brokerage account through our rewards partner Bits of Stock.
8. Happy investing!
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Stock Selections
Take your pick from the stellar stocks listed below!
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Compare Accounts
Classic Checking Stock Rewards Checking Description Classic checking gives you a classic free checking account. There are no monthly service charges or a minimum balance you need to carry. Make your money go further with our game-changing Stock Rewards checking account! Get an incredible 1% back* every time you use your debit card and redeem for fractional shares of popular stocks. Minimum Deposit $25 Opening Deposit $25 Opening Deposit Monthly Fee - $3 -
Open Your Account Today
• Sit down with a Financial Services Rep
• Open a Classic or Stock Rewards Checking Account Today (NEW MEMBERS)
• Open a Classic or Stock Rewards Checking Account Today (SECONDARY ACCOUNT)
• Check Your Application Status
• Call us 24/7 at (661) 327-9461 or toll-free at (800) 336-5376
How Much Does It Cost To Use Bill Pay?
There is no cost to use Bill Pay.
How Do I Sign Up for Online Banking?
You can sign up for online banking on the home page of our website. Just click on “First Time Login” and we will guide you through it. Or click here to set up your online banking account.
Take your time back and log on to any computer to manage your accounts. Online banking lets you check account balances, review past transactions, transfer funds between accounts, and more.
Use Online Bill Pay to pay bills electronically, and save time and money. You can also set up alerts, reminders, and recurring payments to avoid getting a late payment fee.• Manage your accounts from your computer
• Easy to enroll and navigate
• View account balances
• Review recent transactions
• Make loan payments
• Save time and money with Bill Pay
• Set up alerts and reminders
• Set up recurring paymentsRegister for online banking today!
Where Are Your ATMs Located?
There are ATMs at each of our branch locations.
As a member you get access to the CO-OP ATM Network! CO-OP’s nearly 30,000 ATMS and 5,000+ shared branches means you have more direct, surcharge-free* access to your money than most traditional bank customers do. Click here to find an ATM near you!What Are The Overdraft Fees?
Please click here for our fee schedule. Fees may reduce earnings.
Become a Member
Strata Credit Union is member-owned. That means every dollar you put in goes right back to you in the form of better rates, lower fees, and dividends. At Strata, we put our members first. Anyone who lives, works, or attends an educational or religious institution within Kern County is eligible for membership.