Youth Accounts
At Strata Credit Union, we offer account services for members of all ages. It’s never too early to start teaching the value of saving and helping our youth members become financially independent!
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At Strata Credit Union, we offer account services for members of all ages. It’s never too early to start teaching the value of saving and helping our youth members become financially independent!
Start Your Child’s Savings Today
LET’S FIND YOUR BEST SAVINGS
• $5.00 to open
• No monthly service charge
• Receives $5.00 each birthday through age 15
• Free piggy bank & savings ledger
• Free use of in-branch coin-sorting machines
• Optional online accessWhat you need to get started
• $5.00 opening balance
• Parent or guardian to cosign for child and provide valid ID and proof of address
• Provide your child's full name, Social Security Number, date of birth, and addressTired of Managing Your Child’s Allowance?
OPEN A SHARE SAVINGS STUDENT SAVINGS ACCOUNT AND GIVE THEM THE LESSON OF A LIFETIME: A CRASH COURSE IN FINANCIAL LITERACY.
Not only will they learn about dividends as they watch their balance grow, but they can save up for some of the things they will need later in life, like a new car or computer! Besides being easy to maintain, this account offers perks like financial education materials, so the lessons they learn will actually stick.
• Savings account designed for 0-17 year olds
• Parent, legal guardian, or family member needs to talk with a Strata rep at any branch location or contact us for more details
• Receive a lifetime of credit union membership
• Special birthday credit of $5.00, awarded every year through age 15
• Earn competitive dividends to grow your balance quickly
• No monthly service charge
• Free e-Statements
• $5.00 minimum deposit to open
• Free use of coin counting machine at all branch locations
Jump Start Checking
Help Your Kids Manage Money
This special, free checking account was designed for teens aged 14-17. With no monthly service charge or minimum balance requirement, this account gives young adults a jump start on their way to financial responsibility and well-being.
• Responsible adult co-signer is required
• Account can be converted to Basic Checking at age 18 – stop in to see a Strata Credit Union for more information.
Have Your Child Open Their First Account With Strata Credit Union
• Stop by one of our branches
• Still have questions? Send them to us!
• Call us 24/7 at (661) 327-9461 or toll-free at (800) 336-5376
How Does My Child Redeem Their $5.00 Birthday Voucher?
After you receive the postcard in the mail, come into any branch and present it to a teller. They will be able to deposit the $5 into your child’s savings account.
With no monthly service charge or minimum balance requirement, this account gives young adults a jump start on their way to financial responsibility and well-being.
Strata Credit Union is member-owned. That means every dollar you put in goes right back to you in the form of better rates, lower fees, and dividends. At Strata, we put our members first. Anyone who lives, works, or attends an educational or religious institution within Kern County is eligible for membership.