ITIN Mortgages and Loans
At Strata Credit Union, we understand the importance of greater financial access to members of our community.
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At Strata Credit Union, we understand the importance of greater financial access to members of our community.
About ITIN Mortgages From Strata Credit Union
• Financing for residents who possess a valid Individual Tax ID Number (ITIN) required
• 30-year fixed-rate loan term
• Purchase and refinance financing available
• Primary residence onlyEqual Housing Opportunity
*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. This product may not be combined with any other promotion or discount points. Additional restrictions may apply. Strata Federal Credit Union: 1717 Truxtun Ave, Bakersfield, CA 93301; Phone: (661) 632-1606; NMLS ID# 402841.
About ITIN Loans from Strata Credit Union
When a loan application is accepted for a person who is a resident who pocesses a valid Individual Tax ID Number (ITIN), the request will be considered under normal lending criteria with some additional guidelines. Credit applications may be accepted under this program for personal loans, auto loans, second mortgages, and credit cards.
AN ITIN member may provide one of the following:
• IRS ITIN insurance letter or card
• Most recent Federal Tax Return
If you are looking for home financing and do not have or are not eligible to obtain a Social Security number, our ITIN Mortgage Program may be a great option for you!
Strata Credit Union is member-owned. That means every dollar you put in goes right back to you in the form of better rates, lower fees, and dividends. At Strata, we put our members first. Anyone who lives, works, or attends an educational or religious institution within Kern County is eligible for membership.